Mollitiam Enterprises Financial Firm

By accessing this website and/or enrolling in services provided by Mollitiam Enterprises Financial Firm (“Company,” “we,” “us,” or “our”), you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use our website or services.

Mollitiam Enterprises Financial Firm provides credit education, credit analysis, and assistance with disputing inaccurate, unverifiable, or outdated information on consumer credit reports. We do not guarantee specific outcomes, credit score increases, or the removal of accurate information.

Our services do not constitute legal, financial, or tax advice. We are not attorneys, financial advisors, or credit bureaus. Clients are encouraged to seek independent legal or financial counsel if needed.

By enrolling in our services, you agree to:

• Provide accurate, complete, and truthful information
   
• Upload required documentation in a timely manner
   
• Review all correspondence related to your credit profile
   
• Understand that you may dispute items on your credit report independently at no cost
   

Failure to provide accurate information may delay or limit results.

Credit repair results vary based on individual credit history, creditor responses, and compliance with credit laws. Mollitiam Enterprises Financial Firm does not promise or guarantee:

• Specific credit score improvements
   
• Deletions of accurate, current, or verified information
   
• Approval for credit, loans, or financing
   

All fees for services are disclosed prior to enrollment. No services are performed until payment arrangements are completed in accordance with applicable law. Fees are charged for services rendered, not for specific results.

Clients have the right to cancel services in accordance with the Credit Repair Organizations Act (CROA). Cancellation terms, timelines, and refund eligibility are outlined in the service agreement provided at signup.

By using our services, you consent to receive communications via email, phone, text message, or client portal regarding your account, service updates, and important notices. Standard messaging rates may apply.

We take client privacy seriously. Personal information is collected and used solely for providing credit-related services and is protected using reasonable administrative and technical safeguards. Please review our Privacy Policy for more information.

To the fullest extent permitted by law, Mollitiam Enterprises Financial Firm shall not be liable for:

• Any indirect, incidental, or consequential damages
   
• Actions or decisions made by creditors, credit bureaus, or third parties
   
• Delays caused by inaccurate information provided by the client
   

We are not responsible for the content, actions, or policies of third-party websites, credit bureaus, lenders, or service providers linked or referenced through our website.

We reserve the right to update or modify these Terms and Conditions at any time. Continued use of the website or services constitutes acceptance of any changes.

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which Mollitiam Enterprises Financial Firm is registered.

For questions regarding these Terms and Conditions, please contact:

Mollitiam Enterprises Financial Firm
📧 Email: Kiandre@mollitiamenterprises.com